¿Qué tan segura está la información financiera que comparto?

Su información se transmite y almacena de forma encriptada, y el acceso está restringido a los procesos necesarios para el análisis de su portafolio. No compartimos datos con terceros ajenos a la operación del servicio. Como en cualquier plataforma financiera, le recomendamos revisar los términos específicos antes de vincular una cuenta.

Si necesito liquidez de un momento a otro, ¿puedo retirar mi capital?

Los plazos de disponibilidad dependen del instrumento en el que esté invertido su capital en ese momento. Por eso, al definir sus objetivos, el sistema toma en cuenta su necesidad de liquidez y evita concentrar fondos en instrumentos que no podría retirar con la rapidez que su situación como freelancer puede requerir.

¿Cómo toma decisiones el sistema de inteligencia artificial?

El modelo combina datos de mercado con los límites de riesgo que usted aprueba explícitamente. No ejecuta decisiones arbitrarias ni fuera de esos márgenes: cada ajuste responde a una regla definida y queda registrado, de modo que usted puede revisar en todo momento el motivo detrás de cada movimiento.

Franco Creditán — AI platform for independent capital

Your capital does not rest, neither does its protection

Between one project and the next, a freelancer's income is exposed to inflation and hasty decisions. Franco Creditán analyzes your portfolio with artificial intelligence models that continuously monitor risk, so you don't have to review markets while you work on your business.

Request an evaluation of my capital

Irregular income shouldn't mean irregular financial decisions

Those who work on projects know well that space between a contract that ends and another that has not yet begun. During this interval, the money collected usually remains in a checking account, losing purchasing power in the face of inflation, or it moves reactively in response to a specific need, without a clear criterion behind the decision.

The problem is not a lack of income, but the absence of constant monitoring of available capital. Reviewing markets, comparing instruments in soles and dollars, or adjusting positions according to the economic context requires time that a freelancer, by definition, does not always have predictably.

Observe before acting

At Franco Creditán we start from a simple principle: before optimizing a portfolio, you have to understand it. Our artificial intelligence models process the historical behavior of each position, the Peruvian and international macroeconomic context, and the particular objectives that you define, before proposing any adjustment.

It's not about automating for the sake of automating. It's about reducing the margin of human error in repetitive decisions, while you retain control over substantive decisions.

Three mechanisms that work continuously on your capital

Predictive modeling

The system analyzes historical market patterns and the specific behavior of its assets to estimate probable scenarios over different time horizons. This allows you to anticipate periods of increased volatility before they impact your capital, rather than reacting once the damage has already occurred.

Real-time optimization

As market conditions change, the system recalculates your optimal portfolio allocation within the risk limits you approved. Adjustments are executed with the agility demanded by a market that does not wait for you to finish your next delivery.

risk shield

A set of automatic alerts and limits monitor your exposure 24 hours a day, even after hours. If a position approaches an unwanted risk threshold, the system acts within the defined parameters, without requiring your constant intervention.

Your data journey, step by step

Data ingestion

We connect the relevant information sources for your portfolio: market quotes, sol-dollar exchange rate, and local and international macroeconomic indicators. All information is processed in encrypted form.

Artificial intelligence analysis

The models evaluate that information against the objectives and risk tolerance level you defined at the beginning. The result is a set of prioritized recommendations, not a decision imposed without criteria.

Execution

Within previously authorized limits, the system makes the necessary adjustments to keep your portfolio aligned with your objectives. Each movement is recorded and available for review at any time.

The system adapts to the objective, not the other way around

Growth scenario

The consultant with stable income and room to take on risk

A consultant with recurring contracts and a liquidity cushion already covered can prioritize capital appreciation. In this case, the system expands the exposure to instruments with greater profitability potential, always maintaining a maximum loss limit agreed in advance.

Preservation scenario

The independent designer going through a season without projects

When the flow of new contracts slows, the priority changes: preserving the value of accumulated capital. Here the system reduces exposure to volatile assets and concentrates positions in lower risk instruments, prioritizing the availability of money over profitability.

Straightforward answers on safety and operation

How secure is the financial information I share?

Your information is transmitted and stored in encrypted form, and access is restricted to the processes necessary for the analysis of your portfolio. We do not share data with third parties unrelated to the operation of the service. As with any financial platform, we recommend that you review the specific terms before linking an account.

If I need liquidity from one moment to the next, can I withdraw my capital?

Availability periods depend on the instrument in which your capital is invested at that time. Therefore, when defining your objectives, the system takes into account your need for liquidity and avoids concentrating funds in instruments that you could not withdraw as quickly as your situation as a freelancer may require.

How does the artificial intelligence system make decisions?

The model combines market data with risk limits that you explicitly approve. It does not make arbitrary decisions or decisions outside those margins: each adjustment responds to a defined rule and is recorded, so that you can review the reason behind each movement at all times.